# offramp

Binance is the world's largest centralised crypto exchange. Depending on your location they offer access to spot and futures markets, derivatives, finance and NFTs [When you deposit on a centralised exchange you receive an IOU for your tokens, which shows up as your wallet balance. When your tokens are held on a centralised exchange, you don't physically own them – the exchange does, and you may lose them]

Coinbase is the most trusted cryptocurrency platform, and an ideal starting point if you're new to crypto. They started in 2012 with the idea that anyone, anywhere, should be able to easily and securely send and receive Bitcoin. Today, they offer a trusted and easy-to-use platform for accessing the broader cryptoeconomy. [When you deposit on a centralised exchange you receive an IOU for your tokens, which shows up as your wallet balance. When your tokens are held on a centralised exchange, you don't physically own them – the exchange does, and you may lose them]

### What Holyheld is a debit card that you connect to your crypto wallet(s). It allows you to spend the funds in your wallet(s) at the shops and online – just as you would use a regular bank debit card. You can pay from your phone, and one day (soon) you may be able to order a shiny metal card. ### Why Being able to spend your crypto straight from your crypto wallet via a debit card saves a bunch of steps that you'd traditionally take using a fiat offramp. ### Risk Your onchain transactions are protected up to $50,000 with their security partner Sherlock. ### Reward Unlimited 1% daily cashback on purchases for metal cardholders. Up to 0.5% for virtual cardholders. And all the time you save by not having to offramp.